Your very first step is to ensure your finances are in order so that you are able to get a mortgage. We recommend pulling your report from the 3 major bureaus, double checking the information for accuracy and reporting anything inaccurate.
Don't love the score you see? Check out these 7 ways to boost your credit score.
Finding a lender who can guide you through the financing process is crucial. They'll be able to walk you through the VA Loan process, obtaining your Certificate of Eligibility as well as give you a good idea of your qualifying loan amount.
If you need recommendations, here are 3 brokers in the area who will not only advocate for you, but who have served themselves.
As a military member, your buying process can look a lot different than the average homebuyer. Your needs are unique and your timelines can be tight. In fact, according to a study by the National Association of Realtors, military members were more likely to use a real estate agent due to extra concerns. Finding one who not only knows the ins and outs of the area, but also is familiar with the unique intricacies surrounding the process is important for your success.
Whether you decide to work with us or not, here are 4 reasons you should use a military-friendly real estate agent.
Start by identifying your baseline needs: How many bedrooms and bathrooms? Do you have a particular school district in mind? Write everything down. Keep in mind your desired mortgage amount, the current market conditions and your future plans. Choose the one that best fits your needs and lean into your agent for help and guidance.
Make an offer based on current market conditions, condition of the home itself, and your timeline. Your agent's negotiation skills will come into play here to help you get the best bang for your buck while staying within your financial goals.
Typically speaking, the mortgage process takes between one and two months from the time of offer to closing. Your agent will help you draft the contract with all terms surrounding your purchase. Then, you get to take a deep breath and relax in your new home.
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